Commercial Insurance
Maritime Risk Demands
Marine Expertise
Commercial marine insurance structured around your vessels, cargo routes, and the specific maritime law obligations your operations carry.
From hull and machinery to Jones Act liability — we build programs for marine operations that perform when the ocean doesn't cooperate.
Our Process
Survey. Structure. Secure.
We analyze your fleet, cargo routes, and maritime liability exposure against the specialized marine policy forms available in the London and domestic markets.
Marine insurance requires specialized knowledge of maritime law, admiralty liability, and the ocean cargo and hull markets. Our advisors have the experience to structure programs that satisfy lender requirements, charterer obligations, and OPA 90 compliance.
Technology does the heavy lifting. Human judgment makes the decisions.
You receive:
- Fleet and cargo route risk assessment
- Hull form and valuation review
- Jones Act and P&I liability analysis
- No obligation to proceed
Marine Program Analysis
Program Comparison
Current Program
$75,200
Optimized Structure
$64,300
Your Marine Proposal
Review your customized commercial marine coverage recommendations
Hull & Machinery
Current Coverage
ACV / Named Perils
Annual Premium
$38,400
Proposed Coverage
Agreed Value / All Risk
Annual Premium
$32,100
Why It Matters
Maritime law creates exposures standard policies don't cover.
Jones Act liability, OPA 90 pollution requirements, and cargo loss exposures are unique to maritime operations — and completely outside the scope of standard commercial GL and property policies. Specialized marine coverage is not optional for waterborne businesses.
What We Cover
Every Maritime Exposure, Addressed
From hull and machinery to P&I and cargo — every layer of your marine program, built by specialists.
Hull & Machinery
Covers physical damage to your commercial vessel, including machinery, equipment, and permanently installed items against marine perils.
Coverage Includes
- Physical damage to hull and structure
- Machinery and propulsion systems
- Navigation equipment
- Collision liability coverage
Cargo & Freight
Protects goods in transit against loss or damage from marine perils — whether shipped by sea, air, or inland transportation.
Coverage Includes
- All-risk cargo coverage
- Inland and ocean transit
- Warehouse-to-warehouse protection
- Customs and duty recovery
Protection & Indemnity
Covers liability for bodily injury, property damage, and pollution caused by your vessel's operations — including crew injuries under the Jones Act.
Coverage Includes
- Crew injury and illness (Jones Act)
- Third-party property damage
- Pollution liability
- Wreck removal costs
Marine General Liability
Broad form liability coverage for marina operators, boatyards, and businesses with waterfront operations — protecting against premises and operational exposures.
Coverage Includes
- Premises liability for waterfront operations
- Customer property in your care
- Pollution liability
- Product liability for marine services
Who We Serve
Built for Maritime Operations
From fishing vessels to marinas to freight forwarders — we build marine programs for businesses that operate where the water meets commerce.
Commercial Fleets
Fishing operations, passenger vessels, and commercial freight carriers need hull, P&I, and Jones Act programs tailored to their trade routes and crew profiles.
Marinas & Boatyards
Waterfront businesses face unique general liability and customer property exposures that standard GL policies exclude through marine and watercraft exclusions.
Cargo & Freight
Importers, exporters, and freight forwarders need all-risk cargo coverage that follows their shipments from warehouse to warehouse, worldwide.
Your maritime operations deserve coverage built for the water.
No obligation. Confidential review. Built around your vessels and operations.