Yacht Insurance
Modern Yachts
Carry Digital Risk
Cyber Hull coverage built for vessels that depend on integrated navigation, communication, and operational systems — protecting against disruption, data loss, and recovery costs.
Standard hull policies exclude cyber. We close that gap with coverage designed specifically for maritime digital risk.
Our Process
Assess. Cover. Recover.
We assess your vessel's digital exposure — onboard systems, satellite connectivity, charter data — and build coverage that responds at the speed a maritime cyber incident demands.
Modern superyachts operate complex integrated systems — navigation, communications, entertainment, and operational controls. A cyber incident can disrupt all of them simultaneously. Standard hull policies have cyber exclusions. We fill those gaps with maritime-specific cyber coverage.
Technology does the heavy lifting. Human judgment makes the decisions.
You receive:
- Onboard digital system exposure review
- Hull cyber exclusion analysis
- Maritime cyber coverage options
- No obligation to proceed
Cyber Risk Analysis
Program Comparison
Current Program
No Cyber
Optimized Structure
Full Cyber
Your Cyber Hull Proposal
Review your customized cyber coverage recommendations
Cyber Hull
Current Coverage
Excluded from Hull
Annual Premium
$0
Proposed Coverage
Cyber Hull Endorsement
Annual Premium
$6,200
Why It Matters
The IMO and Lloyd's have both recognized cyber as a material maritime risk.
Since 2017, Lloyd's Market Association hull clauses have clarified that cyber events are excluded from standard hull coverage. For yachts with integrated navigation and operational systems, this exclusion creates significant uninsured exposure. Cyber Hull coverage closes it.
What We Cover
Every Digital Exposure on the Water
From navigation interference to data breach to system recovery — every cyber exposure your vessel carries, properly addressed.
Navigation System Interference
Covers disruption to navigation systems caused by cyber attacks, GPS spoofing, AIS manipulation, and other digital interference that compromises safe vessel operation.
Coverage Includes
- GPS and navigation system interference
- AIS data manipulation coverage
- Autopilot and steering system compromise
- Collision risk from system disruption
Data Breach & Loss
Covers loss or compromise of vessel operational data, guest and crew personal data, and charter business records — including notification and recovery costs.
Coverage Includes
- Operational data loss and recovery
- Guest and crew data breach response
- Charter records and financial data
- Satellite communication system compromise
Operational Disruption
When a cyber incident forces the vessel offline or interrupts charter operations, operational disruption coverage replaces lost income and covers additional expenses.
Coverage Includes
- Charter income lost due to cyber incident
- Extra expenses to restore systems
- Emergency port fees and delays
- Crew standby costs during recovery
System Recovery & Restoration
Covers the cost of restoring compromised systems to full operational status — including specialist maritime IT contractors, software reconstruction, and hardware replacement.
Coverage Includes
- Maritime IT specialist response
- Software and firmware restoration
- Hardware replacement after cyber event
- System integrity testing post-incident
Your integrated systems deserve coverage that protects them from digital threats.
No obligation. Confidential review. Built around your vessel's digital profile.